2009 was a wild ride. In this episode of Bulletproof Your Financial Future, Bruce talks about the past year and shares some great advice for 2010. If you missed this show, here are some highlights. You can also listen to the complete show online by clicking here.

 To request more information, or my new Mutual Funds list 
call 1-866-702-7823!

Many people, looking for safer investments, wonder whether they should invest more in gold. While gold is great to have in your portfolio, a little goes a long way when used correctly: as a protection against catastrophic events.

Safety is my #1 concern when it comes to investing. We use a number of protection investments, including some gold, to make sure our clients are bulletproof. Although not a great inflation protection or growth investment, gold is great for protecting them from another 9-11 event or other world calamity. Remember, that to maximize your protection, you need more than just gold.

Think of gold as you would think of an insurance policy: it's there for emergencies. You can afford a lot of protection value for a minimal expense. I like to invest in companies that mine gold, because after 9-11, these gold stock mutual funds increased in value twice as much as gold itself. Gold, like insurance, is an expense. So, if I can reduce the costs by investing in companies that mine gold, I will have more money that I can allocate to growth investments.

Beyond using gold as a protection investment, it doesn't make a lot of sense. Simply put, it is a poor performer and won't pay you dividends. Factored with inflation, an ounce of gold purchased 30 years ago should be worth over $1,600.00 today. It's also not a good idea to put all of your eggs in one basket - remember bulletproofing. Having all of your savings in gold actually makes you less safe.

Despite this information, investors have been gobbling it up lately. The increase in demand has driven the price higher and self perpetuating the craze. This upward swing is unlikely to last. In fact, I predict that gold is going to be the next major financial bubble. The recent rally has over inflated the price of gold and as demand subsides, the price will come back down. The bubble will burst.

Since gold fluctuates based on demand and speculation, it is more volatile than most people think. To really be safe, you need a variety of tools to protect you. While another catastrophic event could happen, you are at much more risk from inflation, deflation and market turmoil. Compared to gold, other protection investments are better at protecting you from these other impacts. When protections are combined together correctly, your investments are bulletproof.

Doomsday worries and concerns about our financial system are spurred on by promoters in order to sell gold to the fearful public. Don't buy into the hype. Even if the economy fell to ruin and our currency became worthless, you would still need to find someone willing to trade gold for the goods you need.

The key to remember is to be bulletproof in your investments. If you are not bulletproof, you are not safe. If you don't know what it takes to make your investments safe, we can help. Bulletproofing will protect you from all but the total collapse of civilization. If you are worried that the end is near: keep a level head, bulletproof your investments, and store a year's supply of food. Then you are ready for anything.

When it comes to your retirement, you'd better be BULLETPROOF! Bulletproofing your investments can keep you safe. Bruce's rule #1: Don't loose the money. Bruce's rule #2: Don't loose the money and make a buck!

Tune into Bulletproof Your Financial Future this week. We'll be talking more about how you can make your investments safe. If you have questions, give me a call during the show. I'd love to hear from you!

When it comes to bulletproofing your investments, one strategy to consider is a variable annuity. These tools are great for those nearing retirement and those already retired, to make sure you don't loose your savings if the market falls!

 If you missed this week's show, you can find the entire show on our website here.

For a quick recap, here are some video highlights I think you'll enjoy: 

 To request more information, call 1-866-702-7823!

If you missed this past week’s show, here are some quick clips from the episode:

Brazil: A Great Investment 

  

And, if you would like to hear the entire show, you can find it here on our website. Brazil is really a great investment, and I hope that you don’t miss out on this great protection strategy. Call to get my Bruce’s Best Mutual Funds list that includes Brazil: 1-866-702-7823.

Have you been reading the news lately? Stay up to date on the vital changes that affect your retirement future. Our financial experts are here to guide you through these tough economic times with their timely advice and strategies.

Be sure to check out this month's edition of Bulletproof Your Financial Future - Newsletter. You can find it on our website HERE.

In this month's issue:

Investing: Smart Inflation Protection - Bruce A. Lefavi 

Legal: Who Will Make Your Medical Decisions? - Kirk W. Bennett 

Mortgage Help: How to Save Money on Your Mortgage - Michael Roberts

Real Estate: Spanking the Salt Lake Real Estate Market Bottom - Lyndi Reed\

The art of planning is not in the making of money, but rather in the keeping of it. 

Inflation is a real threat to your financial future. More, now than ever, you need to be bulletproof with investments that can protect your retirement. With real estate in the tank, where can you find security?

As a leading world producer of natural resources, Brazil's growing export market is flourishing along with its relationship with China. The country's diversity and abundance of hard assets make it a great inflation protection for your portfolio.

Brazil is South America's top economic power. Soybeans, iron ore, an oil make up the largest portion of its exports. In a major shift this last year, China became the largest trading partner with Brazil, a spot long held by the U.S. since the 1930's, according to April statistics released by the ministry.

Higher demands for steel production and food for the growing Chinese economy also make Brazil a great indirect investment in China. With growth potential, as well as hard assets that can protect against inflation, Brazil is a great addition to your portfolio.

Tune into Bulletproof Your Financial Future this week. We'll be talking more about Brazil, and what you should be doing to keep your investments safe. If you have questions, give me a call during the show. I'd love to hear from you!

With the growing popularity of online banking, now more than ever before, consumers must be prepared against online fraud. If your finances aren't secure, they will be stolen! And that's not even the worst part; when it happens, your bank is going to try and blame you for it.

Not only should you be careful, you must make sure that you do everything you can, to protect yourself and secure your money. I have put together another Bruce's Best tip sheet, specifically addressing ELECTRONIC BANKING, and I encourage you to take a look at it. It can be downloaded from my website, or you can call (1-866-702-7823) us to receive a copy.

We'll also be talking more about ONLINE BANKING SECURITY on my Radio show this Saturday. I encourage you to call in with your questions, or comments. The problem is growing, and it's not going to get any better until we stop listening to what the banks are telling us and demand better security.